About Davis & Davis Financial Solutions

Davis & Davis Financial Solutions is a family-owned and operated insurance agency proudly serving Central Illinois. The team includes Rich Davis, his son Kevin Davis, Kevin’s daughter Briana Davis, and cousin Amy Orwig, all working together to provide knowledgeable, personalized service to their clients.
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Rich, Kevin, Briana, and Amy are all licensed insurance brokers in the state of Illinois, working with both the Federal Marketplace (ACA) and GetCoveredIL, Illinois’ state-based Marketplace. The team specializes in helping individuals and families navigate their health insurance options with clarity and confidence.
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Our Experience

Rich Davis brings decades of experience in business operations, leadership, and insurance. Prior to entering the insurance industry, he built a strong foundation managing large-scale operations and leading teams.
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In 2000, Rich became a licensed independent insurance agent in Illinois. Early in his career, he focused on understanding the fine details of health insurance policies, how they function when clients need care. This approach allowed him to guide clients toward plans that best fit their needs. By 2002, Rich had built a reputation for working in the best interest of the families he serves.
In 2005, Rich became an Endorsed Local Provider ELP through Dave Ramsey and established Davis & Davis Financial Solutions.
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Kevin Davis joined the family business in 2009 after a 21-year career in aviation, where he served as a flight instructor, corporate jet captain, and flight department manager. His background brings precision, organization, and a strong client-first mindset to the agency.
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Kevin specializes in the under-65 health insurance market, with extensive knowledge of Marketplace rules, enrollment processes, Special Enrollment Periods, and resolving complex application or eligibility issues. He also assists clients with appeals and escalations.
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Briana Davis has been a licensed health insurance broker in Illinois for the past three years. With a background in healthcare, she brings a strong understanding of both the medical and insurance sides of the industry. Briana focuses on the under-65 Marketplace, assisting clients with plan selection, enrollment, and ongoing support.
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Amy Orwig is a licensed insurance broker specializing in Medicare, with over 6 years of experience in the Medicare space. She has a background in education and teaching, which allows her to clearly explain complex Medicare options and help clients feel confident in their decisions. Amy focuses on guiding clients through Medicare Advantage, Medicare Supplement plans, and Part D prescription coverage.
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Our Approach

As a family-run agency, we take pride in offering a personal, client-focused experience. Our goal is to provide clear guidance, honest recommendations, and ongoing support.

We believe in helping our clients feel confident, informed, and supported when making decisions about their health coverage. 
 

Why Choose Davis & Davis Financial Solutions
 

✔ Family-Owned & Client-Focused
As a family-run agency, we treat every client like one of our own. Our goal is to build long-term relationships, not just complete enrollments.
 

✔ Marketplace Experts
We specialize in the Health Insurance Marketplace, including both the Federal Exchange and GetCoveredIL. We help you understand your options, maximize subsidies when eligible, and avoid common mistakes.
 

✔ Medicare Specialists
Our team includes a dedicated Medicare brokers with years of experience, helping clients confidently navigate Medicare Advantage, Supplement plans, and prescription coverage.
 

✔ Personalized Plan Guidance
We don’t take a one-size-fits-all approach. We take the time to understand your doctors, medications, and budget to help guide you toward the best plan for your needs.
 

✔ Ongoing Support
Our service doesn’t end after enrollment. We assist with:​

• Application Updates
  Income changes, household changes, address updates, and corrections

• Special Enrollment Periods
  Guidance and processing for qualifying life events

• Renewals & Open Enrollment Reviews
  Annual plan reviews to ensure your coverage still fits your needs

• Billing & Payment Support
  Assistance with premium questions

• Appeals & Escalations
  Support with Marketplace appeals, eligibility issues, and escalations

• Provider & Network Guidance
  Help checking if doctors and facilities are in-network (with proper disclaimers)

• Prescription Coverage Review
  Assistance reviewing formularies, tiers, and coverage options

• Document Submission Assistance
  Help uploading and submitting required Marketplace or carrier documents

• Coordination with the Marketplace
  Assistance navigating GetCoveredIL and Healthcare.gov processes

• General Coverage Questions
  Ongoing support to help you understand how your plan works

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✔ Local Knowledge You Can Trust
Serving Central Illinois, we understand the local provider networks, hospitals, and plan availability, helping you avoid surprises with coverage.